Terms & Conditions
Agreement to Terms
Welcome to adelanovatalio's financial planning subscription service. These Terms & Conditions govern your use of our website and subscription services. By accessing our website or subscribing to our services, you agree to be bound by these terms. Please read them carefully before proceeding with your subscription.
Your use of our services constitutes acceptance of these terms and our Privacy Policy.
Definitions and Interpretation
The following definitions apply throughout these Terms & Conditions.
- "Service" refers to our monthly financial planning subscription including consultations and analytical reviews
- "Subscriber" means any individual who has entered into a subscription agreement with adelanovatalio
- "Consultation" refers to the monthly sessions provided as part of your subscription
- "We," "us," or "our" refers to adelanovatalio and its authorized representatives
Use of Our Service
Our financial planning subscription service is subject to the following terms and conditions of use.
Eligibility Requirements
You must be at least 18 years of age and have the legal capacity to enter into binding agreements to use our services.
18+
Your Responsibilities
As a subscriber, you agree to the following responsibilities and obligations.
- Provide accurate and complete information during consultations
- Keep your account information and payment details current
- Use our services only for lawful purposes and in accordance with these terms
- Respect the intellectual property rights of our content and materials
- Maintain confidentiality of any sensitive information shared during consultations
Prohibited Uses
You agree not to use our services for any of the following prohibited purposes.
- Sharing login credentials or allowing unauthorized access to your account
- Using our services for illegal activities or to violate any laws or regulations
- Attempting to interfere with or disrupt our website or services
- Reproducing, copying, or reselling any part of our service without authorization
- Using our services to provide financial advice to third parties without proper licensing
Intellectual Property
All content, materials, and intellectual property on our website and in our services remain the exclusive property of adelanovatalio. You may not reproduce, distribute, or create derivative works without our express written permission.
All content is protected by Australian and international copyright laws.
Privacy and Data Protection
Your privacy is important to us. Please review our separate Privacy Policy to understand how we collect, use, and protect your personal information. Privacy Policy
Service Disclaimers
Our services are provided for general informational and consultation purposes only. We do not provide specific investment advice, tax advice, or legal counsel.
We make no warranties about the completeness, accuracy, or reliability of any information provided through our services.
Past performance does not guarantee future results.
Individual results may vary based on personal circumstances, market conditions, and adherence to financial plans.
Limitation of Liability
To the maximum extent permitted by law, adelanovatalio shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.
Our total liability for any claims related to our services shall not exceed the amount paid for your subscription in the 12 months preceding the claim.
Indemnification
You agree to indemnify and hold harmless adelanovatalio from any claims, damages, or expenses arising from your use of our services or violation of these terms.
Dispute Resolution
We are committed to resolving disputes fairly and efficiently through established mechanisms.
Initial Resolution Process
We encourage direct communication to resolve any disputes. Please contact us first to discuss any concerns about our services.
Formal disputes may be subject to mediation or arbitration under Australian dispute resolution procedures.
Alternative Dispute Resolution
For certain types of disputes, alternative resolution mechanisms may be available through industry bodies or regulatory authorities.
We participate in recognized dispute resolution schemes where applicable to our services. View dispute resolution options
Termination of Service
Either party may terminate the subscription with 30 days written notice. We reserve the right to suspend or terminate accounts for violation of these terms.
Upon termination, your access to services will cease, though you remain responsible for any outstanding payments.
Governing Law
These terms are governed by Australian law, and any disputes shall be resolved in Australian courts with appropriate jurisdiction.
Changes to Terms
We may modify these terms from time to time to reflect changes in our services or legal requirements.
We will provide notice of significant changes via email or website announcement at least 30 days before they take effect.
Severability
If any provision of these terms is found unenforceable, the remaining provisions shall continue in full force and effect.
Entire Agreement
These Terms & Conditions, together with our Privacy Policy, constitute the entire agreement between you and adelanovatalio regarding our services.
Contact Information
For questions about these Terms & Conditions, please contact us using the information provided in our contact section.
Terms & Conditions last updated: August 30, 2025
Version 2.1